Meet Our Team

With more than 200 years of combined service, the Citizens State Bank team has the experience and expertise you need to manage your personal and business finances. CSB NMLS # 645512

Jim Thines

President / CEO

NMLS # 774963

Branch: Wyoming
Years of experience: 31
Areas of expertise: Lending, Business Development
Community involvement: Trustee of the Jackson County Regional Health Center

Tony Portz

Senior Loan Officer, Vice President

NMLS # 1037509

Branch: Maquoketa
Years of experience: 22
Areas of expertise: Agricultural Lending, Commercial Lending, Consumer Lending
Community involvement: Jackson County Farm Bureau, Jackson County Cattlemen

Susanne Snead

Vice President, Loan Officer, Trust Officer and Chief Compliance Officer

NMLS # 774964

Branch: Oxford Junction/Wyoming
Years of experience: 35
Areas of expertise: Real Estate Lending, Consumer Lending, Commercial Lending, Customer Service, Trust Department, Compliance
Community involvement: Midland Ambulance EMT, Oxford Junction American Legion Auxiliary Member, Massillon Township Clerk

Joel Ahrendsen

Executive Vice President

NMLS # 1454680

Branch: Wyoming
Years of experience: 9
Areas of expertise: Agricultural Lending, Commercial Lending, Consumer Lending, Real Estate Lending
Community involvement: Olin School Board & Volunteer for Local Organizations

Carol Andresen

Vice President

Branch: Wyoming
Years of experience: 29
Areas of expertise: Trust Department, IRAs, Statesmen Club, Customer Service
Community involvement: Volunteer for local organizations

Janice Glenn

Vice President & Cashier

Branch: Wyoming
Years of experience: 37
Areas of expertise: Customer Service, Internet Banking, Bill Pay, Credit, Debit Cards, Information Technology, Data Processing
Community involvement: Volunteer for local organizations

Mona Feuss

Assistant Cashier

Branch: Wyoming
Years of experience: 42
Areas of expertise: Customer Service
Community involvement: Volunteer for local organizations

Sandy Tracy

Assistant Cashier

Branch: Wyoming
Years of experience: 33
Areas of expertise: Customer Service, Data Processing, Internet Banking, Bill Pay, Debit Cards
Community involvement: Volunteer for local Organizations

Janna Becker

Assistant Vice President

Branch: Wyoming
Years of experience: 19
Areas of expertise: Customer Service, Internet Banking, Bill Pay, Credit, Debit Cards, Information Technology, Data Processing
Community involvement: Midland Pats, Friends of Wyoming Library, Jackson County Master Gardeners

Jessica Nicely

Vice President, Loan Officer

NMLS # 1554327

Branch: Wyoming
Years of experience: 24
Areas of experience: Customer Service, Internet Banking, Bill Pay, Credit, Debit Cards, Information Technology, Data Processing, Consumer lending, Real Estate Lending and Compliance
Community involvement: Olin Benefited Fire District Treasurer/Secretary, Jones County Community Foundation Board Member and volunteer for local organizations

Stacey Fuhrmeister

Vice President, Branch Manager and Loan Officer

NMLS # 2433876

Branch: Olin
Years of experience: 17
Areas of expertise: Trust Department, Lending, Customer Service
Community involvement: CCD teacher at Sacred Heart Catholic Church, Oxford Junction; Volunteer for local organizations