Home Loans
Whether you're buying, building or remodeling a home, you can count on the real estate experts at Citizens State Bank to guide you through the process.
Homebuyers Mortgage
With low interest rates and the same great, small town customer service you've come to expect with Citizens State Bank, now is the time to stop in and see us for purchasing or refinancing your home.
Don't miss!! Try our online Mortgage Payment Estimate Calculator to find out what your rates and payments might be.
Home Equity Loans
Our home equity line of credit (HELOC) product can help you finance major expenses such as home repairs, medical bills or a college education.
If you own your home, now is the time to stop in and let Citizens State Bank help you through those times where you may be short on funds.
What to expect
When you're ready to apply for a mortgage or home equity loan, having these documents/approvals ready will help streamline the process:
- Two years of tax returns
- Two years of W-2 forms
- Paystubs for the past 30 days
- Bank statements for the past two months
Ready to get started?
Just contact one of Citizens State Bank's real estate experts below and let us help you get where you want to be. Whether it's an in-house loan with local service or a secondary market loan, we have a product for you!
Talk to the experts
Susanne Snead
Location: Oxford Junction
Phone: 563-826-2231
Fax: 563-826-2409
NMLS ID #774965
Joel Ahrendsen
Location: Wyoming
Phone: 563-488-2211
Fax: 563-488-2226
NMLS ID #1454680
Jessica Nicely
Location: Wyoming
Phone: 563-488-2211
Fax: 563-488-2226
NMLS ID #1554327
Elizabeth George
Location: Maquoketa
Phone: 563-652-2211
Fax: 563-652-7038
NMLS ID #1554327
