From day-to-day expenses to long-term savings opportunities, the customer service experts at Citizens State Bank can help you identify your long-term banking goals and assist you with opening or transferring an account.
And don't forget, you can manage your CSB accounts anytime, anywhere.
Checking Accounts
No matter what you're looking for in an individual or family account, Citizens State Bank has checking options that will fit your needs.
Regular Checking
Combining flexibility and convenience, a standard checking account makes it easy to manage your day-to-day expenses. A $100.00 opening deposit is required. By maintaining an average daily balance of $300, the monthly maintenance fee is waived.
Rewards Checking
Rewards checking rewards you with cash back for using your debit card. See below for full requirements. A $100 opening deposit is required.
NOW Checking
A NOW account allows you to earn interest on your account, while allowing for unlimited monthly withdrawals. By maintaining an average daily balance of $1,000, the monthly maintenance fee is waived. Corporations are eligible for Business + Checking accounts.
A $1,000 opening deposit is required.
Savings Accounts, CDs, and IRAs
Saving money is an important and difficult job, but the variety of savings accounts at Citizens State Bank can make that job much easier. Take a look at some of our options, then contact the experts at CSB today.
Personal Savings Account
The perfect account for any level of saver. By maintaining an average daily balance of $100.00, the monthly maintenance fee is waived. Automatic Savings Deposit plans are available.
A $100.00 opening deposit is required.
Insured Money Market
Keep your money accessible while you earn with an Insured Money Market Account. This account will give you the interest-bearing of a market-indexed account and the ability to access your money when you need it. An IMMA, is FDIC Insured. By maintaining an average daily balance of $500, the monthly maintenance fee is waived.
A $1,000 opening deposit is required.
Certificates of Deposit (CDs)
Choose from a variety of Certificates of Deposit (CDs) in terms from just a few days and months to five years that offer higher yields than other savings instruments. Your investment will be secured with the safety of FDIC insurance. Minimum opening balance applies. You might be interested in a Citizens State Bank Kids to College Certificate of Deposit (CD) available to parents, grandparents, or anyone interested in investing in someone’s future.
Individual Retirement Accounts (IRAs)
It's never too early to think about your retirement. CSB can help you maximize your saving potential by investing in a Traditional or Roth IRA.
Talk to the experts
Stacey Fuhrmeister
Location: Olin
Phone: 319-484-2247
Fax: 319-484-2879
NMLS # 2433876
Jessica Nicely
Location: Wyoming
Phone: 563-488-2211
Fax: 563-488-2226
NMLS ID #1554327
Brandi Holst
Location: Maquoketa
Phone: 563-652-2211
Fax: 563-652-7038
Megan Moore
Location: Wyoming
Phone: 563-488-2211
Fax: 563-488-2226
